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Paying off. 14% APR. Tempe, AZ 85282. It is located about 11 miles north of downtown Los Angeles. Provides low down payment options, low closing costs, and flexible credit qualifications. PenFed Credit Union is the best overall auto loan lender thanks to its wide selection of loan types and competitive rates, according to our research. I walked in to see if they would cash my work check that I couldnt cash at two other places the lady was very helpful after she made some calls she was able to cash my check I will be telling my coworkers about this place. Online title loans are easier than ever to access thanks to our easy application. 85301 residents have cash within their reach from Phoenix Title Loans. Highly-qualified applicants may be offered higher loan amounts and/or lower APRs than those shown above. 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